Insurance

At FYZICAL Health we accept most major insurance plans and some smaller plans as well. If you do not see your insurance plan below or do not have health insurance, give our office a call. You will speak with one of our friendly & qualified client care specialists that will walk you through the different options. Some insurance plans require a referral from your physician and others require an authorization (precertification). 

What is the difference between a Referral and an Authorization?
Health insurance can be difficult and frustrating to understand at times. If you are unsure of whether your plan needs a referral or an authorization you can always call your insurance plan (number is located on the back of your insurance card). 
 

A Referral is used when a provider wants to send you (their client) to a provider at another office/location. Your physician may seek to draw from the medical community when managing your care. The referral ensures that you are receiving the highest level of care throughout the whole treatment regimen that you and your physician have discussed. 

An Authorization, also referred to as a precertification, is needed by certain insurance carriers or plans. The authorization is usually sent by your primary care physician or referring physician. It differs from a referral, in that it is used by your insurance company to evaluate the prescribed services. Your insurance company guards your healthcare carefully and uses the authorization to ensure you are receiving care that is necessary to your treatment plan. In many cases, an HMO plan will require you to obtain an Authorization prior to being seen at a specialist's office. 

A
Aetna HMO
Aetna PPO
Aetna Global Benefits
Aetna Health
Aetna Medicare HMO
Aetna Medicare PPO
Alignment Healthcare
Avmed Health Plans


B
Blue Cross Blue Shield (BCBS) HMO
BCBS PPO
BCBS Florida PPC/PPS
BCBS Medicare PPO
BCBS Medicare HMO
BCBS Out of State
BCBS Federal


C
Cigna
Cigna Healthcare
Cigna Chattanooga



E
EBPA



G
Golden Rule



M
Mail Handlers Benefit Plan
Medicare Part B
Medicare Railroad Retirement
Meritain health
Multiplan



P
PHCS


T
Tricare for Life
Tricare South



U
United Healthcare 
United Healthcare Kingston
UMR
Unicare Andover


W
WebTPA
WebTPA Grapevine